Having already had children, we understood what most of the first year's costs would be, however, having a child in rural north carolina has introduced several suprising additions:
Our medical costs for the birth have far beyond what we had in other states (especially cities).
Some examples:
1. anaesthesiology - after insurance expenses: $420.00
2. hospital expenses (before insurance $4,200) after insurance $2,030
3. additional medical follow-up $275.0 after insurance.
total so far: $2,725.00 !!!
Wow!!
At least some of it can be paid by flex spending.
What a weekend I'm going to have.
Regards,
makingourway
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2 comments:
Wow - My first son, was delivered by a midwife at a great hospital. We did not have insurance, so I paid "cash" for him. I brought my own supplies like tylenol, blue pads, etc. After I audited my bills - found all the "regular" charges that go on automatically when a child is born, and had them remove the ones that were not real, I was left paying $1500.
Ok, this was in 90' and I am assuming your child was born C-section.
Did your wife go over the bills? You should if the baby was C-section, she may not know all her treatments. Most insurances will split the savings with you. This can be big bucks. Well worth your time.
D,
Great comments. No it wasn't a c-section. We'll definately do an audit.
regards,
makingourway
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