How would you explain this to your spouse...

While on an out of town trip with a collague, she accidentally dented her new SUV. More specifically, she was not looking and dented the door and quarter panel against a concrete wall.

The vehicle is drivable, but the damage is clearly visible and not very attractive. Part of the stripping has been knocked off and the dent is noticable.

She's concerned that her spouse will consider her careless if she tells him she did it because she didn't see the concrete wall - which is what happened.

Should she tell the truth or embellish the story? It was snowing and icey out.

What would you do?

Regards,
makingourway