The fourth edition of the 30s and 40s personal finances - wealth accumulation - February 28, 2007

Welcome to the February 28, 2007 edition of 30s and 40s personal finances - wealth accumulation.

Budgeting

Sagar Satapathy presents Avoiding the Debt Trap: 17 Hidden Tricks Lenders Use, and How to Avoid Them posted at Debt Consolidation Lowdown.

ISPF presents An Interview with SVB (The Digerati Life) and Tricia (Blogging Away Debt) posted at Grad Money Matters, saying, "This interview is a part of the "Ethics, Values and Personal Finance" week at Grad Money Matters. In this interview, the divas of the personal finance blogosphere share their views and experience in regards to "Ethics, Personal Finance and Women"."

Steve Leung presents Negative Equity: Heartache for Home Owners posted at 1SiliconValley.com, saying, "From mid-2005 to mid-2006, almost 50% of all first-time home buyers financed 100% of the transaction. That's right, half of all new home buyers put zero percent down. Now that we've seen the sequel to the movie "Buying on Margin" which bankrupted more than a few daytraders at the turn of the century, we need to talk about the concept of "negative equity.""

TC presents Does your Credit score matter? posted at Investments & Loans.

Career Growth

Alan presents Risk Taking - Living life to the fullest posted at Made to Be Great.

Investing

Makingourway presents Thoughts on Portfolio Construction posted at Makingourway, saying "Rick Ferri's All About Asset Allocation is a great book discussing the fundamentals of portfolio construction - the aggregate performance of your investments is different than their individual returns. Ferri introduces key concepts, fundamentals and easy steps toward building your own porfolio strategy. I discuss the key asset classes he identifies and how integrating them into your portfolio can increase returns - in some cases with minimal additional volatility."

FMF presents $10k Challenge: Maximize Your Investments posted at Free Money Finance, saying, "A simple 1% gain on your investments can make a big difference."

Kay Bell presents ID theft season posted at Don't Mess With Taxes, saying, "The good news: You've finally accumulated substantial assets. The bad news: It's probably easier than you think for an ID thieves to get their hands on it."

Rich presents Before the Crash: Buying Stocks With Debt posted at Queercents, saying, "Rich at Queercents saw a very disturbing analysis piece by Reuters news agency today, explaining how investors are borrowing money (because interest rates are very low right now) to buy stocks."

Larry Russell presents For individual investors, risk-free investment money is fantasy money posted at THE SKILLED INVESTOR Blog, saying, "Investments with low risk and high returns are just fantasies. No "risk-free" investment money is consistently and reliably available to individuals. Luck dominates skill in the securities markets. Clever investment selection is vastly over-hyped, and only the promoters tend to benefit. On average over long periods, investors get paid risk premiums, because they put their money at risk. If they control their costs, they get to keep most of these risk premiums."

Alex presents Refuting "Facts" at RealtyTimes.com posted at The RE Forum, saying, "Real estate news and trends, myth-busting, real estate taxes, real estate laws"

Retirement Planning

Wenchypoo presents Social Security Alternatives posted at Wisdom From Wenchypoo's Mental Wastebasket.

Saving

David presents 10 Simple Ideas to Save Thousands of Dollars per Year posted at Worldwide Success.

Steve Faber presents 3 More Money Saving Ideas to Help You Get Debt Free posted at DebtBlog.

Side Businesses

Praveen presents Review of "The Rich Jerk" - Get It Free, Plus $1 posted at My Simple Trading System.

Taxes

Ralph Morgan presents Long Term Tax Planning posted at Enough Wealth.

Bill presents Saving On Taxes posted at Ask Uncle Bill, saying, "For the tax challenged."

moom presents Credit for Federal Telephone Excise Tax Paid posted at Moomin Valley.

Silicon Valley Blogger presents Preparing Our Taxes Will Be A Cinch, Paying Them Won’t posted at The Digerati Life.

Super Saver presents An AMT Tax Benefit - Really posted at My Wealth Builder.

That concludes this edition. Submit your blog article to the next edition of
30s and 40s personal finances - wealth accumulation using our
carnival submission form.

Past posts and future hosts can be found on our blog carnival index page.

Technorati tags:

30s and 40s personal finances - wealth a, blog carnival.