tag:blogger.com,1999:blog-23550078.post116732100390381098..comments2023-09-29T08:04:32.799-05:00Comments on makingourway: Reverse mortgages and leaving a legacy - money in your old agemakingourwayhttp://www.blogger.com/profile/13748811641577990850noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-23550078.post-1167370422601332962006-12-28T23:33:00.000-06:002006-12-28T23:33:00.000-06:00Anne,Excellent point, however, I expect to have ab...Anne,<BR/><BR/>Excellent point, however, I expect to have about 30 years of retirement (or 27), not 40.<BR/><BR/>Regardless, your point is salient and a good one.<BR/><BR/>I might raise the % of expected earnings due to the longer number of years. At least 5%. I'll post what I find when the assumptions change.<BR/><BR/>Regards,<BR/>makingourwaymakingourwayhttps://www.blogger.com/profile/13748811641577990850noreply@blogger.comtag:blogger.com,1999:blog-23550078.post-1167370236420315212006-12-28T23:30:00.000-06:002006-12-28T23:30:00.000-06:00It seems as though the amount of money you'll have...It seems as though the amount of money you'll have at retirement, combined with the projected length (40 years?) makes 4% a pretty conservative assumption. What if you invest 1/2 of it conservatively and 1/2 of it quite agressively for the first 20 years? That's really a long time frame - you can absorb a lot of ups and downs. If you get even 6% return overall using that strategy, what does it do to your numbers?Anonymousnoreply@blogger.com